The most expensive words in finance
Words shape how we see the world, and how we see the world shapes how we act. This is one of the more reliably documented findings in psychology, and it has significant consequences in everyday life. We know that the same event, described in two different ways, can produce two different decisions in the same […]
The 2027 inheritance tax changes your family needs to know about
Over the course of a career, it’s surprisingly easy to lose track of how many pensions you’ve built up along the way. A workplace pension from your first job, another from a company you left ten years ago, maybe a small pot from a short-term role that hasn’t been looked at in years. Until now, […]
Asking better questions
The journey to financial success is often fraught with anxiety and uncertainty as we struggle to identify the most effective path towards our desired lifestyle. With countless investment options, complex economic conditions, and unique personal financial situations, selecting the best course of action can feel overwhelming. Investors must also contend with contradictory advice, misinformation, and […]
What nobody tells you about retirement
When it comes to retirement, most people spend decades building a pension. They track contributions, review statements, maybe sit down with an adviser every few years to check the numbers are heading in the right direction. And then retirement arrives, and the numbers are fine, but something else feels slightly ‘off’. This is more common […]
Dead money, living money
Having worked with many families, we have seen situations where money is hard at work for its owners, and others where it has not been put to good use at all. A good analogy for this is a handful of seeds. You could plant them in the garden, where they’ll face wind, rain, and the […]
7 things to get right at the start of the new tax year
The end of the tax year gets most of the attention – and rightly so. But the weeks after 6 April matter just as much. You now have a full set of allowances ahead of you and twelve months to use them well. A little thought now can save a lot of scrambling later. Here’s […]