Retirement Planning
What is retirement planning?
A retirement plan should consider when you want to stop work, how much you want to spend, what income you already have, how your pensions and investments are structured, how tax-efficient your withdrawals are, what happens if markets fall, and how your family would be affected if something happened to you.
Watch retirement planning videos from Navigate IFA and learn how much you may need to retire, when to start planning and what to consider before retirement.
How Much Money Do I Need to Retire?
How much you need to retire will depend on the lifestyle you want, your expected spending, pensions, investments and other sources of income. This video explores some of the factors that can help you understand whether you're financially on track for the retirement you want.
What Happens If Investments Fall Just as You Retire?
A fall in investment markets can have very different consequences once you begin taking an income from your retirement savings. This video explains sequencing risk, why selling investments after a market fall early in retirement can have a lasting impact and why it is important to have a plan for how retirement income will be funded during periods of market volatility.
